Why a Company Needs to Have Insurance

Posted by alvear - February 28th, 2010

The answer to this question really is quite a simple one. If you dont have business insurance then you really could get into serious money problems if someone tries to bring something against the company. If one person was to do this then without insurance it could be possible that the entire company could come crashing down.No insurance company is going to want to even look at insuring you if you wait until after you have been hit the first time, even if they do it is likely to cost you at least double it would have dione in the first place. Read More »

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Home Insurance Won’t Cover Your Home Based Businesses

Posted by alvear - October 28th, 2009

Direct Line has found that a huge number of UK based home businesses are putting thier business on the line by not having the correct business insurance. If you don’t take out the correct business insurance, you could find yourself in trouble if you are unable to trade, therefore not earning money.

Direct Line have discovered that almost 30% of all UK home businsses haven’t got the correct insurance for their business. Read More »

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Comparison Websites, Who Needs Them

Posted by alvear - October 25th, 2009

Most people would have seen one while watching TV, a price comparison website advert, whether it’s an opera singer dancing around a coffee shop, or just Peter Jones walking a shopping trolley around a glass suppermarket, the adverts simply get worse every time one is released.

The original price comparison sites began advertising on our TVs a few years back, when they generally only dealed with car insurance. However, now that these companies are discovering how lazy UK citizens really are, they are branching out to offer anything and everything, even insurance for small businesses. Read More »

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How to Handle Workers Comp Insurance Companies

Posted by alvear - October 17th, 2009

If you have ever run a business then you have had to dealwith workman’s compensation insurance companies. Dealing with the constant threat of increased rates will make any business owner paranoid.

Naturally you already know that there are many things that can occur in your business that will cause the workman’s compensation insurance companies to increase your rates. Read More »

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Getting Ready for a Yearly Workers’ Compensation Audit

Posted by alvear - October 17th, 2009

Your company’s actual work comp insurance premium is based on the annual work comp audit conducted by the insurer. Your insurance premium can change dramatically from the estimated insurance premium used to create the original policy.

To expedite the process, setup one person as the sole contact for the audit. Read More »

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